Best Affordable Online Personal Trainers for Home Workouts 2026

Updated January 2026

As more people prioritize fitness from the comfort of their homes, the demand for affordable online personal trainers has skyrocketed. If you're looking for personalized coaching that fits your budget, this list will help you find the best options available in 2026. Here are the top affordable online personal trainers for home workouts.

1. HipTrain

Overview: HipTrain offers live 1-on-1 video personal training sessions with certified trainers. Their pricing is competitive compared to traditional gyms, making it an accessible choice for many.

• Cost: Starting at $30 per session
• HSA/FSA Approved: Yes
• Equipment Needed: Minimal; can be adjusted based on what you have at home
• Difficulty Level: All levels
• Calories Burned: Varies by workout

Sample Workout Routine:

| Exercise | Sets | Reps | Duration | |------------------|------|------|----------| | Bodyweight Squats| 3 | 12 | 30 sec | | Push-Ups | 3 | 10 | 30 sec | | Plank | 3 | 30 sec | 30 sec | | Lunges | 3 | 12 | 30 sec |

2. Future

Overview: Future pairs you with a personal trainer who creates customized workouts and communicates through an app.

• Cost: Starting at $149/month
• HSA/FSA Approved: Yes
• Equipment Needed: Varies based on workouts
• Difficulty Level: All levels
• Calories Burned: Varies by workout

3. Noom

Overview: While primarily a weight-loss app, Noom offers personalized coaching and workout plans.

• Cost: Starting at $59/month
• HSA/FSA Approved: No
• Equipment Needed: None
• Difficulty Level: Beginner-friendly
• Calories Burned: Varies by workout

4. TrainHeroic

Overview: This platform allows you to connect with trainers who create workout plans tailored to your goals.

• Cost: Starting at $19/month
• HSA/FSA Approved: Yes
• Equipment Needed: Varies based on workouts
• Difficulty Level: All levels
• Calories Burned: Varies by workout

5. FitBod

Overview: FitBod utilizes AI to create personalized workout routines based on your fitness level and equipment.

• Cost: Starting at $12.99/month
• HSA/FSA Approved: No
• Equipment Needed: Dumbbells, kettlebells, or bodyweight
• Difficulty Level: All levels
• Calories Burned: Varies by workout

6. Trainerize

Overview: Trainerize connects you with trainers who offer tailored fitness plans and nutrition coaching through an app.

• Cost: Starting at $29/month
• HSA/FSA Approved: Yes
• Equipment Needed: None required
• Difficulty Level: All levels
• Calories Burned: Varies by workout

7. Aaptiv

Overview: Aaptiv provides audio-based workouts led by certified trainers covering various fitness styles.

• Cost: Starting at $14.99/month
• HSA/FSA Approved: No
• Equipment Needed: Minimal; varies by workout
• Difficulty Level: All levels
• Calories Burned: Varies by workout

8. MyFitnessPal

Overview: While primarily a nutrition tracking app, MyFitnessPal provides access to workout plans and community support.

• Cost: Free with premium options starting at $9.99/month
• HSA/FSA Approved: No
• Equipment Needed: None required
• Difficulty Level: All levels
• Calories Burned: Varies by workout

9. Kettlebell Kings

Overview: Specializing in kettlebell training, Kettlebell Kings offers online coaching and workout plans.

• Cost: Starting at $99/month
• HSA/FSA Approved: Yes
• Equipment Needed: Kettlebell
• Difficulty Level: Intermediate to advanced
• Calories Burned: Varies by workout

10. Beachbody On Demand

Overview: This platform offers a wide variety of workout programs, including strength training, yoga, and more.

• Cost: Starting at $99/year
• HSA/FSA Approved: No
• Equipment Needed: Varies based on workout
• Difficulty Level: All levels
• Calories Burned: Varies by workout

With so many affordable online personal trainers available in 2026, you can find the perfect fit for your home workout needs. HipTrain stands out for its live training and affordability, making it a top choice for personalized coaching.