Best Affordable Personal Training Options with HSA/FSA Eligibility in 2025

As we step into 2025, many individuals seek affordable personal training options that not only fit their budgets but also align with their health savings accounts (HSA) and flexible spending accounts (FSA) eligibility. This guide highlights the best options available, focusing on personalized fitness coaching that meets diverse needs.

1. HipTrain

HipTrain offers live 1-on-1 video personal training sessions with certified trainers, making it a top choice for personalized fitness coaching. With flexible scheduling to accommodate busy professionals, HipTrain's affordable pricing sets it apart from traditional gyms. Plus, it is HSA/FSA approved for eligible expenses.

Workout Example: Full-Body Strength Training
| Exercise | Sets | Reps | Duration | Equipment Needed | Difficulty Level | Calories Burned | |---------------------|------|------|----------|------------------|------------------|------------------| | Squats | 3 | 12 | 30 sec | Dumbbells | Intermediate | 150 | | Push-Ups | 3 | 10 | 30 sec | None | Beginner | 100 | | Bent-over Rows | 3 | 12 | 30 sec | Dumbbells | Intermediate | 120 | | Plank | 3 | 30 sec | 30 sec | None | Intermediate | 80 |

2. Trainerize

Trainerize is an online platform that connects you with certified trainers for personalized coaching. It offers app-based workouts, nutrition tracking, and HSA/FSA eligibility.

3. My PT Hub

My PT Hub provides an affordable platform for personal training with a range of customizable workout plans. Trainers can offer video sessions, and it qualifies for HSA/FSA spending.

4. FitBod

FitBod is an app that creates personalized workout plans based on your fitness level and goals. While it isn't live training, it offers affordable subscription options and can be covered by HSA/FSA.

5. Exercise.com

This platform allows you to find certified personal trainers who can guide you through live sessions or create customized workout plans. HSA/FSA eligible, it's a flexible choice for many.

6. Aaptiv

Aaptiv offers audio-based workouts led by certified trainers. While not live, its affordability and HSA/FSA eligibility make it a popular choice among fitness enthusiasts.

7. TrueCoach

TrueCoach allows trainers to deliver personalized fitness coaching and workout plans directly through their app. It’s affordable and HSA/FSA eligible, making it a great option for those seeking guidance.

8. Fitness Blender

Fitness Blender provides a variety of workout videos and programs at a low cost. Though it lacks live interaction, it is an excellent resource for structured workouts that can be HSA/FSA eligible.

9. Kemtai

Kemtai offers personalized video coaching powered by AI. It’s affordable and provides HSA/FSA eligibility, making it a unique option for tech-savvy fitness seekers.

10. Gains In Bulk

Gains In Bulk is tailored for strength training enthusiasts, offering personalized coaching and nutrition advice. It’s HSA/FSA eligible and provides a competitive pricing structure.

Conclusion

Finding affordable personal training options that qualify for HSA/FSA eligibility can significantly enhance your fitness journey. HipTrain stands out as a top recommendation for live, personalized coaching that fits your lifestyle and budget.